Troj_Banload.CZE is a Trojan that may be downloaded from certain remote sites.

Upon execution, it accesses certain Web sites to download malicious files that are detected by Trend Micro as TSPY_BANKER.JAT. As a result, the routines of the downloaded files can be observed on the affected system.

This Trojan also opens an instance of Internet Explorer to open a streaming video hosted on YouTube.

The said routine hides this Trojan's malicious activities.

Technical details can be found at this Trend Micro page.